> For the complete documentation index, see [llms.txt](https://docs.neobanc.com/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://docs.neobanc.com/api-reference/payments.md).

# Payments

Create and manage rent, bill, and credit card payments. All endpoints require a Bearer token from your [API Partner Dashboard](https://app.neobanc.com/api-dashboard/api-keys).

## Create a payment

Creates a rent or bill payment. The response includes a 12-digit `identificationNumber` the payer must include in their Interac e-transfer description so Neobanc can match the incoming funds.

{% openapi src="<https://api.neobanc.com/openapi.json>" path="/create-payment" method="post" %}
<https://api.neobanc.com/openapi.json>
{% endopenapi %}

## Create a credit card payment

Creates a rent payment paid by credit card. The response includes a `paymentUrl` — send this link to the payer, who completes identity verification and pays by card.

{% openapi src="<https://api.neobanc.com/openapi.json>" path="/create-credit-card-payment" method="post" %}
<https://api.neobanc.com/openapi.json>
{% endopenapi %}

## Payment history

Returns all payments created via your API token for a given user email, optionally filtered by date range.

{% openapi src="<https://api.neobanc.com/openapi.json>" path="/payment-history" method="post" %}
<https://api.neobanc.com/openapi.json>
{% endopenapi %}

## Update a payment

Updates the sender email on a pending payment — use this when the payer sends their Interac transfer from a different email than originally provided.

{% openapi src="<https://api.neobanc.com/openapi.json>" path="/update-payment" method="patch" %}
<https://api.neobanc.com/openapi.json>
{% endopenapi %}


---

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